Disclaimer

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific situation. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained herein.

This disclaimer applies to all content, services, and information provided through our website and consultation services.

Information Accuracy

We endeavor to keep the information on our website current and accurate. However, financial markets and regulations change frequently, and information may become outdated. We reserve the right to make changes to the content at any time without prior notice.

We do not guarantee the accuracy, completeness, or usefulness of any information provided, nor do we warrant that the service will be uninterrupted or error-free.

Professional Advice Limitation

The content on this website is not intended to replace professional advice in the following areas:

• • Certified financial planning advice
• • Tax preparation and tax law guidance
• • Legal counsel regarding financial matters
• • Specific regulatory compliance requirements

Always consult with qualified professionals before making significant financial decisions based on information from this website.

Limitation of Liability

To the fullest extent permitted by applicable law, Faryntheosar Financial Planning shall not be liable for any damages arising from the use of this website or our services, including but not limited to:

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party services. We have no control over the content, privacy policies, or practices of these external sites and assume no responsibility for them.

The inclusion of any link does not imply endorsement by Faryntheosar Financial Planning of the linked site or service.

Forward-Looking Statements

Any projections, forecasts, or forward-looking statements made on this website are based on current expectations and assumptions that may prove to be incorrect.

Individual results may vary and are not guaranteed.

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Faryntheosar Financial Planning or its content suppliers and is protected by intellectual property laws.

Unauthorized use, reproduction, or distribution of this content is strictly prohibited without written permission.

Governing Law and Jurisdiction

This disclaimer and your use of our website are governed by the laws of Malaysia, and any disputes shall be subject to the exclusive jurisdiction of Malaysian courts.

Malaysian federal and state laws govern all aspects of our service provision and this disclaimer.

Any legal disputes must be resolved through Malaysian court system or approved arbitration services.

User Indemnification

By using our services, you agree to indemnify and hold harmless Faryntheosar Financial Planning from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid under applicable law, such provision shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on our website.

Your continued use of our services after any modifications constitutes acceptance of the updated disclaimer.

Contact Information

If you have questions about this disclaimer, please contact us:

Acceptance of Terms

By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and our terms of service.